If you were notified that your information was exposed in the November 2024 Furniture Mart, USA cyberattack, you can claim a flat $75.00 with no proof at all. Documented losses and time spent pay up to $4,600.00 instead, with receipts. Either way you can also enroll in three years of credit monitoring. Claims close November 3, 2026.
Furniture Mart, USA, Inc. is a family-owned retailer headquartered in Sioux Falls, South Dakota. It operates dozens of stores across the upper Midwest under names including Ashley HomeStore, The Furniture Mart, Unclaimed Freight Furniture and Carpet One. The name on your breach notice may not match the name on the store where you shopped.
The Notice says a targeted cyberattack hit the company’s computer systems in November 2024 and that certain files containing personal information were accessed. Those files may have held names, Social Security numbers and dates of birth. Unlike a payment card, none of the three is routinely replaced after a breach.
Furniture Mart, USA denies wrongdoing, and the Court has not decided who is right. Both sides agreed to settle to avoid the cost and risk of continuing the lawsuit.
Who Qualifies for the Furniture Mart Data Breach Settlement
The Court defined the Class as all individuals residing in the United States whose personal information was potentially compromised in the breach. That is nationwide, not limited to the states where the stores operate.
The Notice says the company’s records identify who is a Class Member, and that people may have received an earlier notice directly from Furniture Mart, USA when the incident was disclosed. The settlement website lists August 5, 2026 as the notification mailing date.
Six groups are excluded: the company and its parents, subsidiaries, affiliates, officers, directors and any entity it controls; anyone who opts out on time; federal, state and local governments and their agencies; the attorneys for both sides; the judges on the case and their immediate families; and anyone criminally convicted of, or pleading no contest to, causing or abetting the breach.
How Much Money You Can Get
All Class Members can claim credit monitoring plus one or more cash options.
Credit monitoring. Three years of CyEx Identity Defense Complete, with $1 million in identity theft insurance, real-time credit file monitoring, dark web scanning, public records monitoring and access to a fraud resolution agent. Every Class Member is eligible.
Documented losses, up to $4,500.00. Actual out-of-pocket losses caused by the breach, incurred between November 3, 2024 and the present. The Notice gives examples: losses from identity theft or fraud, fees for credit reports, credit monitoring or credit freezes and unfreezes, the cost of replacing IDs, and postage to contact banks by mail.
Lost time, up to $100.00. Four hours at $25.00 per hour for time spent responding to the breach. The Notice lists changing passwords, investigating suspicious account activity and researching the breach as qualifying tasks.
Alternative Cash Payment, a flat $75.00. A one-time payment available instead of any other cash payment option.
Documented losses and lost time are not alternatives to each other, which is how the maximum reaches $4,600.00. Credit monitoring sits outside the choice entirely.
Four hours is the cap on lost time, not a starting point, so the tier pays $100.00 only if you claim and describe the full four. At three hours it pays $75.00, the same as the no-proof option. The flat payment is the better route for anyone with nothing to document and little time to describe.
Two limits apply to documented losses. Expenses already reimbursed by someone else cannot be claimed. And while you can submit your own notes to support other proof, the Notice says those notes alone are not enough to make a valid claim.
The published documents do not state a total settlement fund, an aggregate cap, or any pro rata reduction. They say the company pays for the benefits. The $285,000.00 attorneys’ fee request and the $2,500.00 service awards for each of the three Class Representatives are also described as paid by Furniture Mart, USA rather than out of class money. No figure is published to measure a payment against, and the Court has not approved anything yet.
What Proof Do You Need
For the $75.00 Alternative Cash Payment, no proof. The Notice states you do not have to provide any proof or explanation.
For lost time, no documents, but you have to select your hours and briefly describe what you did.
For documented losses, you need proof such as bank statements or receipts showing what you spent or lost, and the proof should connect the expense to the breach.
How to File
Claims go through the official settlement website at FMUSADataBreachSettlement.com, administered by Simpluris. Online filing is the fastest route.
If you prefer paper, the site hosts a downloadable Claim Form to complete, sign and mail to:
FMUSA Data Breach Settlement c/o Claims Administrator PO Box 25226 Santa Ana, CA 92799-9958
You can also request a paper Claim Form by phone at (833) 421-7349, toll free and available 24/7, or by email at [email protected].
The Court appointed Federman & Sherwood and Ellzey Kherkher Sanford Montgomery, LLP as Class Counsel. Class Members are not charged for their services.
Key Deadlines
October 5, 2026. Opt out. A written Request for Exclusion, postmarked by this date, carrying the case name and number, your full name, mailing address, telephone number and email address, your personal signature, and the words “Request for Exclusion” or a clear equivalent. Mail it to the Claims Administrator, ATTN: Exclusion Request, at the PO Box above. You may only exclude yourself, not anyone else.
October 5, 2026. Object. A complete objection filed with the Clerk of Court by this date, with copies to the Claims Administrator, Class Counsel and Counsel for Defendants. The Notice lists seven required elements, and says the objection must meet each one to be valid.
November 3, 2026. File your claim. Online by this date, or mailed and postmarked no later than this date.
The claim window closes six days before the Final Fairness Hearing. Waiting to see whether the Court approves the settlement is not an option, because the deadline to file arrives first.
Objecting and opting out are mutually exclusive. Once you exclude yourself, the settlement no longer affects you, so there is nothing left to object to.
What You Give Up
Staying in the Class means you cannot join any other lawsuit against Furniture Mart, USA over the issues this settlement covers. Section 10 of the Settlement Agreement spells out the release, and the agreement is posted on the settlement website.
Doing nothing does not spare you that. A Class Member who never files still gives up those claims and receives no cash and no credit monitoring. Opting out by October 5, 2026 is the only way to keep the right to sue on your own.
What Happens Next
The Court will hold a Final Fairness Hearing on November 9, 2026 at 10:00 a.m. Central Time at 400 S. Phillips Ave., Sioux Falls, South Dakota. The Court will decide whether to approve the settlement, how Class Counsel is paid, whether to grant the service awards, and will consider any objections.
Nobody has to attend. Class Counsel answers the Court’s questions, and a timely written objection is considered whether or not the objector shows up. The Notice warns the hearing date and time may change without further notice.
No payment date has been announced. The Notice says payments go out only if the Court grants final approval and after any appeals are resolved, and that it is not known whether appeals will be filed or how long they would take.
Frequently Asked Questions
Can I take the $75 and also claim documented losses?
No. The Notice describes the Alternative Cash Payment as available instead of any other cash payment option. Documented losses and lost time are separate benefits, and the Notice says Class Members may claim one or more cash payment options, so a person with both receipts and hours can claim up to $4,500.00 plus up to $100.00, or $4,600.00. Credit monitoring can be claimed alongside whichever cash route you pick.
Do I have to live in South Dakota?
No. The Class covers all individuals residing in the United States whose personal information was potentially compromised, even though the company and the court are both in Sioux Falls.
How far back can documented losses go?
The Notice says losses must have occurred between November 3, 2024 and the present. The end of that window is open rather than fixed, so a loss you incur while the claim period is still running can be claimed. Expenses already reimbursed by a third party cannot.
Is there a settlement fund my payment gets cut against?
The Notice and FAQ do not state a total fund, an aggregate cap, or any pro rata reduction mechanism. They say Furniture Mart, USA has agreed to pay for the benefits, and that the attorneys’ fees and service awards will also be paid by the company. Silence on a cap is not the same as a promise that amounts are fixed, and the Court has not yet approved the settlement.
Do mailed claims have to be postmarked or received by November 3?
Postmarked. Both the Notice and the settlement website FAQ say a mailed Claim Form, including supporting documentation, must be postmarked no later than November 3, 2026.
Has the settlement been approved, and when do payments go out?
It has not been approved. The Final Fairness Hearing is set for November 9, 2026, and the Notice says the date may change without further notice. No payment date has been announced.
What if I lost my notice?
Contact the Claims Administrator at (833) 421-7349, toll free 24/7, or [email protected]. The Notice says you can ask for free help any time, including help confirming whether you are a Class Member.
About This Page
RecallRefunds.com is a consumer information site. We are not a claims administrator, a law firm, a government agency or Furniture Mart, USA. This page summarizes a public class action settlement and is general information, not legal advice.